Lendr Network

Lendr Network is rebranding to Lendr.fi! Our new homepage URL will be https://lendr.fi, try it out now!

Fully Decentralized

Real World Asset Tokens


Backed By:


1st Place
1st Place
1st Place - Bounty
1st Place - Bounty


Synthetic Tokenization

Real world asset tokens backed with crypto, offering higher yield, lower fees, and global access with no KYC. Instantly diversify into:

  • Industry Sectors (Technology, Healthcare, etc.)
  • Real estate
  • Commodities
  • Treasuries
  • Fine Art/Collectibles
  • And More


“Diversification is the Holy Grail of investing” – Ray Dalio, founder of the worlds largest hedge fund

Over Collateralized

Backed by on-chain collateral. Instantly redeemable.

Fully Decentralized

Globally accessible. No custodial fees or risks.


Use RWA tokens in any existing DeFi protocol.

RWA Price Exposure

Mint real world asset tokens with capital efficient loans.


  • Mint real world asset tokens with 0% interest loans.
  • Earn money staking real world asset tokens.

Inflation-Proof USD Token 

Lendr AI

AI & Robotics Index Token 

U.S. Healthcare Index Token

Lendr CI

Commodities Index Token 

Energy Index Token 

Lendr FA

Fine Art Index Token

Lendr WINE

Wine Index Token 

U.S. Treasury Bills Index Token 


Coming Soon:

Frequently Ask Questions

Lendr Network is a fully decentralized real world asset (RWA) tokenization protocol. We create index fund tokens for various asset classes (AI, Healthcare, real estate, energy, etc.), backed with on-chain collateral.
Enabling investors to diversify their holdings, avoid inflation, and use real world assets in DeFi.

Lendr aims to be the largest provider of fully decentralized real world asset tokens, providing equal access to financial opportunities for all.

To learn more about Lendr, ask our AI bot in our Telegram chat using “/paal”.


Lendr Network has a variety of use cases:

  • Diversify on-chain portfolios and treasuries with tokens representing any real world asset class, including:
    • Real estate, commodities, treasuries, indices, etc.
  • Use real world assets in existing DeFi protocols
    • Lending, staking, yield farming, etc.
  • Hedge against inflation
  • Earn lending revenue by staking in Lendr’s pools
  • Global 24/7  access to real world asset classes

Ray Dalio, the founder of the world largest hedge fund says “Diversification is the Holy Grail of investing.”

This is because diversifying into uncorrelated asset classes can reduce your market risk by up to 80%. But it is currently impossible to diversify in web3/on-chain.

Lendr Network solves this by producing tokens that represent any real world asset class.

  • Better than ETFs – Liquidity can be used in DeFi protocols (yield farming, lending, staking, etc.)

  • Better than Stablecoins/Cash – Inflation-proof, decentralized, added RWA returns
  • Better than Real World Assets – Highly liquid, globally accessible, scalable, no overhead, no ongoing interest costs

Lendr’s unique synthetic tokenization method makes our protocol superior in the following ways: 

  • Access to RWAs On-chain as Tokens
  • Higher yield – Use of RWA tokens in DeFi protocols
  • Lower fees – No Custodial Fees or Risks
  • Global Accessibility (No KYC)
  • Instant Scalability
  • Diverse Asset Coverage 
  • Unlocked Collateral (Instant Redemption)
  • There are four ways to earn with Lendr:

    1. Deposit RWA Tokens – earn liquidation gains in collateral and RWA token rewards

    2. Stake LNDR – earn rewards from issuance fees and redemption fees

    3. Liquidate Troves – earn rewards and gas coverage 

    4. Stabilize Inflation Price – earn rewards by keeping the token peg through redemptions and issuance arbitrage. 

    Follow our Quick Start Guide to get started.

The Lendr tokens have no fees, and ownership of the token contracts is renounced.

There are also no fees for staking/unstaking Lendr tokens in our protocol.

You can buy, sell, stake, and transfer your tokens freely.

There are only fees related to Lendr’s decentralized lending platform (issuance, redemption, and liquidation).

Growing Demand

"Tokenization of real-world assets (RWAs) is the fuel that’s needed to propel crypto into the mainstream."

Chainlink Scaling DeFi to a Global Level

"The on-chain Real World Asset (RWA) market is projected to reach $4 trillion to $16 trillion by 2030."

Boston Consulting Group

"The next generation for markets, the next generation for securities, will be tokenization of securities.”

Larry Fink Blackrock CEO

"Trillion Dollar Crypto Opportunity: Real World Asset Tokenization"


"Tokenizing real-world assets allows DeFi to tap into some of the largest financial markets."


"Flatcoins are the next evolution of stablecoins."​ (Inflation-Proof Stablecoins)

Coinbase Brian Armstrong - CEO of Coinbase

"Off-chain assets are going to be increasingly important in DeFi, the growth potential is quite considerable."


Stablecoin Market Profitability:
"Tether (USDT Stablecoin) Reported $1.48 Billion of Profit in Q1 2023."

Yahoo Finance

"We are particularly interested in ‘flatcoins’ - Stablecoins that track the rate of inflation."

Coinbase Request For Builders

Social Impact Fund

Our team has donated over $134,750 USD globally 💙 

Lendr Referral Program

Earn up to $50 for you and a friend!

Trove Referral Program

Earn up to $50 for you and a friend!

Lendr Affiliate Program

Earn up to 50% from every user you invite to a Lendr Presale!